Insurance is Da Bomb

It's that time of the year for one of those cheesy "I'm thankful" posts. I'm thankful for A LOT the whole year through, but over the past couple of weeks I've been like, whoa, I'm so thankful. Here's just one thing on my list:

I'm SO thankful for my medical insurance.

Fertility testing and fertility treatments can be really expensive. Like that HSG test? It costs, roughly, $1,000 without insurance. With insurance, some people pay 80%, some people pay 50%, and some people pay 25% or less with varying percentages in between. I paid nothing*. I didn't pay anything for any of my fertility tests.

For my treatments I will pay $25 per appointment plus the cost of prescriptions. Granted, I might have a shitload of appointments, but I'll take it over the costs I could be paying. This, of course, excludes IVF which will run us $12-15k should we choose to go that route.

I'm not trying to brag about my fantastic health insurance, either, because guess what? Infertility ain't nothin' to brag about. I know I'm super lucky to have been afforded the opportunity to buy into a good medical plan. So when we were sitting there, waiting to find out the verdict, I said to Nick, "right now I'm thankful to have good medical insurance."



Photo: Source
*Sometimes I feel the need to respond to stupid comments before I ever publish a post. Defensive writing generally makes for a horrible read, but to avoid some ignoramous commenting that I did pay something because I pay for my health insurance, yes, I pay for my health insurance. So when I say I paid nothing, I mean I paid no additional costs above and beyond my biweekly premiums. Take that, asshole.